Does Blue Cross Blue Shield of North Carolina Cover Drug and Alcohol Rehab Treatment?BCBS Drug and Alcohol Intensive Outpatient Program (IOP) Coverage in Tennessee (2024)

What is Commercial Health Insurance Coverage for Intensive Outpatient Programs?

Many commercial health insurance plans will cover all or some of the cost of an intensive outpatient program. The specific amount that is covered will depend on your personal insurance policy. Commercial health insurance often pays for intensive outpatient programs, which are psychiatric day programs for those who don’t need constant medical supervision but would still benefit from structured day treatment.

The cost of intensive outpatient programs with commercial health insurance will vary depending on factors such as the duration and variety of treatment you need, and which insurance company you have a policy with. To learn about IOP BCBS Insurance coverage, please call Freeman Alcohol and Drug Addiction Center. We can help you understand your coverage and benefits.

Do Health Insurance Plans from Blue Cross NC Provide Coverage for Addiction Treatment?

Blue Cross of North Carolina offers members insurance coverage for addiction treatment. Two federal laws mandate that insurance providers offer coverage for substance abuse and mental health conditions. The first is the 2008 Mental Health Parity and Addiction Equity Act and the second is the 2010 Affordable Care Act.

Insurance providers must not limit benefits below those they offer for medical and surgical care and insurance providers must provide mental health and substance abuse treatment as part of essential healthcare services. However, federal law does not determine the level of coverage. You can easily find your coverage level for drug addiction treatment, including detoxification, dual diagnosis therapy, and relapse prevention programs, by calling Freeman Substance Abuse Recovery Center at (615) 645-3677 or contacting us online to speak with our admission counselor.

Learning About BCBS, the Health Insurance Provider?

Blue Cross and Blue Shield began as separate partnerships in the early part of the 20th century. Blue Cross, a hospital care prepayment plan for public school teachers, started in 1929. Blue Shield offered coverage for loggers and miners in the early 1900’s. The two companies joined together in the 1940’s and grew exponentially. Today, BCBS covers over 100 million members.

BCBS offers a wide range of health insurance services and products tailored to meet the needs of their members. These products include health maintenance organizations (HMOs), preferred provider organizations (PPOs), Medicare supplement plans, and coverage for dental and vision. BCBS focuses on initiatives to improve health outcomes in their communities, such as health fairs and immunization drives.

Is Anthem Insurance the Same as Blue Cross Blue Shield of Tennessee (BCBST)?

No, Anthem Blue Cross Blue Shield and Blue Cross Blue Shield of Tennessee (BCBST) are separate companies with their own operations and headquarters. Anthem does not currently operate in Tennessee. Blue Cross Blue Shield of Tennessee was founded in 1945 in Chattanooga. The health insurance giant offers health plans for 3 million members in the state of Tennessee.

The focus of BCBST is to offer healthcare products and services to its members across the state of Tennessee. While each company is affiliated with Blue Cross Blue Shield, each entity operates independently and serves members in different states. Both are independent companies in the Blue Cross Blue Shield Association national federation.

What Types of Intensive Outpatient Program (IOP) Treatment Does BCBST Cover in Tennessee?

BCBST Health Insurance typically covers at least part of the cost of intensive outpatient treatment in Tennessee. At Freeman Recovery Center, we offer several types of IOPs, each geared toward different substance abuse disorders. The following is a list of a few of the programs offered at Freeman Substance Abuse Recovery Center:

What is the difference between Blue Cross of TN Network S and P?

Network S and P are two of the carrier networks that Blue Cross Blue Shield of Tennessee operates in the state. Network S focuses on keeping costs low while still providing a large group of in-network providers and facilities for its members. Network P is a more comprehensive plan, offering even more facilities and providers at a slightly higher cost.

The main difference between the two plans is that Parkridge Hospital and Parkridge East are a part of Network P and not Network S, even though some physicians affiliated with the Parkridge system are in Network S. Both networks provide a long list of qualified providers and facilities where you can find the healthcare you need.

Does BCBS Health Insurance Cover IOPs for Drug & Alcohol Treatment in Tennessee?

Yes, BCBS Health Insurance covers intensive outpatient programs for both alcohol and drug addiction in Tennessee. To learn about BCBS coverage for drug or alcohol addiction, please call us today at Freeman Recovery Center or fill out our quick online form to learn more about the IOP programs we offer.

The specific amount that is covered by BCBS Health Insurance for drug and alcohol addiction treatment will vary depending on factors such as the length and type of treatment you need and whether medications will need to be prescribed.

What Types of Mental Health Intensive Outpatient Program Does BCBST Insurance Cover in Tennessee?

There are different types of intensive outpatient treatment programs covered by BCBS Health Insurance in Tennessee. At Freeman Recovery Center, BCBS covers both short-term and long-term behavioral health day programs, depending on your needs. Our structured day treatment programs all offer intensive outpatient services for substance use disorders and related mental health concerns.

We have a team trained and ready to help you navigate the often confusing world of insurance. To learn more about the long and short-term treatment programs covered by BCBST, see some examples below:

How Much Does an Intensive Outpatient Program Cost Without BCBST Health Insurance?

Without BCBST Health Insurance, the cost of an intensive outpatient program may vary, depending on factors such as the severity of your symptoms, whether medications are needed, and the duration and intensity of your treatment plan. But several options are available to make IOP therapy more affordable if you don’t have insurance.

There are federally-sponsored insurance programs that may cover treatment, such as Medicare and Medicaid. To learn about all options available to you, call our admissions specialists or complete our online form. Freeman Recovery Center offers easy payment plans for those who don’t have insurance. We can also help you explore other financial options.

How To Check My BCBST Health Insurance Coverage for Drug & Alcohol IOP

To get the most out of your BCBS Health Insurance plan, call Freeman Recovery Center to speak with one of our admissions specialists. We have a team trained and ready to help you by calling your insurance for you and helping you understand what treatment is covered under your plan. We can help you understand your benefits and coverage.

Call us today at (615) 645-3677 for help learning about your insurance benefits for drug and alcohol IOPs. Another option is to fill out our short online form where you may include a message listing any questions you may have. After submitting the form, someone from Freeman Recovery Center will reach out to you.