Do Residential Inpatient Drug & Alcohol Rehab Centers Take Blue Cross Blue Shield Insurance in Tennessee? (2024)

What Is Health Insurance Coverage for Residential Substance Misuse Treatment and Mental Health Therapy?

Health insurance coverage for residential substance misuse treatment and mental health therapy varies depending on the individual’s insurance plan and provider. Insurance companies, like BCBS, have coverage for these treatment programs. Still, specific details, such as the extent of coverage and any out-of-pocket expenses, can differ.

Health insurance plans typically cover some costs associated with residential substance misuse treatment and mental health therapy, including room and board, therapy sessions, medical supervision, and medications. However, patients may still be responsible for deductibles, copayments, and any expenses not covered by their insurance plan. Individuals need to review their insurance policy carefully and understand the terms of coverage before seeking treatment to avoid unexpected financial burdens.

Additionally, insurance companies may require pre-authorization or utilization review for residential treatment programs, and specific criteria must be met to qualify for coverage. These may include a diagnosis of a substance use disorder or mental health condition and a recommendation from a healthcare provider for residential treatment. Patients and their healthcare providers may need to work closely with the insurance company to ensure all necessary requirements are met for coverage approval.

In some cases, insurance plans may limit the duration of coverage for residential treatment programs or only cover treatment at specific facilities within their network. Patients should inquire with their provider about these details and explore any available options for financial assistance or flexible payment arrangements if needed. Ultimately, understanding the ins and outs of health insurance coverage for residential substance misuse treatment and mental health therapy is crucial for individuals seeking help and their families to access the care they need effectively. Contact us at Freeman Recovery Center to learn about the treatment options available at our inpatient facility, or call our team at (615) 645-3477 to discuss the admissions process for our treatment facilities located in Middle Tennessee.

Tenn Stats on Drug & Alcohol Addictions, Mental Health Therapy and Health Insurance Claims

The Tennessee Department of Mental Health and Substance Abuse Services reported that opioid addiction treatment involved 10,080 patients in 2022, while alcohol addiction treatment encompassed 6,966 individuals. Additionally, treatment for marijuana addiction was provided to 7,328 patients within the same period. These statistics underscore the diverse treatment needs across different types of addiction within the state.

Data from the National Center for Drug Abuse Statistics (NCDAS) highlights concerning trends in overdose deaths in Tennessee. The state experienced an average of 2,089 overdose deaths annually, with a disturbing annual increase of 8.49% over the past three years. This rise exceeds the national average overdose death rate by 50.72%, further emphasizing the severity of the issue. Moreover, Tennessee accounts for 2.97% of nationwide overdose deaths, indicating the significant impact of substance misuse within the state. Additionally, gender disparities in overdose fatalities were notable, with men comprising a higher number of recorded deaths (2,612) compared to women (1,214) in 2022, as reported by the Tennessee Department of Health.

Does Health Insurance Cover Inpatient Addiction Treatment and Mental Health Therapy Programs in Middle Tenn?

Yes, health insurance often covers inpatient addiction treatment and mental health therapy programs in Middle Tennessee. Providers like Blue Cross Blue Shield typically offer coverage for these services, although details may vary depending on the individual’s insurance plan. Reviewing the policy carefully is essential to understand coverage limits, out-of-pocket costs, and pre-authorization requirements.

So, does BCBS cover inpatient rehab in Tennessee? Yes, BCBS plans typically cover inpatient or residential addiction treatment programs in Middle Tennessee. Those seeking inpatient addiction treatment and mental health therapy programs can often find facilities that accept a range of insurance plans. These programs typically offer comprehensive care, including medical detoxification, therapy sessions, medication management, and support groups. Patients may need to meet certain diagnostic criteria, such as a diagnosis of a substance use disorder or mental health condition, to qualify for coverage, and pre-authorization from the insurance company may be required. To see if you meet the criteria for addiction treatment coverage under your BCBS plan, schedule a free drug and alcohol assessment at Freeman Recovery Center.

Additionally, patients should also be aware of any network restrictions imposed by their insurance plan, as some plans may only cover treatment at specific facilities or within a designated network of providers. Out-of-network treatment may still be an option, but patients may incur higher out-of-pocket costs. Individuals must communicate with their healthcare providers and insurance companies to navigate the coverage process effectively and ensure access to the necessary treatment resources. So if you or a loved one struggles with addiction, contact us at Freeman Recovery Center to inquire about treatment through an inpatient hospital stay or call us to learn more about the rehab admissions process.

Do Residential Inpatient Drug & Alcohol Rehab Centers Take Blue Cross Blue Shield Insurance in Tennessee? (1)

Rehab Centers in Middle Tennessee That Take BCBS of Tenn Health Insurance

In Middle Tennessee, individuals seeking rehabilitation services can find places that accept Blue Cross Blue Shield of Tennessee (BCBST) health insurance, easing the financial burden of treatment. These include options for detox/residential inpatient care and partial hospitalization/intensive outpatient programs. Freeman Recover Center, located at 1615 Highway 96 in Burns, TN 37029, offers comprehensive detox and residential inpatient services.

Additionally, for those requiring a PHP (Partial Hospitalization Program), an IOP (Intensive Outpatient Program), or general outpatient care, another facility at 222 State St in Dickson, TN 37055, provides specialized treatment created for individual patient needs while accepting BCBST insurance. These centers offer vital support and resources to individuals on their journey to recovery while ensuring accessibility through insurance coverage.

Detox – Residential Center:

1615 HWY 96, Burns, TN 37029

Hours: 24/7

PHP – IOP – OP Center:

222 State St, Dickson, TN 37055

Check Your BCBS for Inpatient Rehab Coverage

It’s time to reclaim your life

Contact our team to find out how we can help you

(615) 645-3677

Learning About Blue Cross, the Health Insurance Company

Established in the early 20th century, Blue Cross has evolved into a reputable health insurance provider known for its commitment to customer-centric services. With nationwide coverage options, the company prioritizes reliability and offers tailored healthcare solutions to meet the diverse needs of its members.

Blue Cross offers a comprehensive array of health insurance, including individual and family plans, employer-sponsored coverage, Medicare Advantage plans, and Medicaid managed care plans. Members benefit from access to a network of healthcare providers, hospitals, and specialists, ensuring timely and quality care. Additionally, Blue Cross often provides resources and support services to help members navigate the complexities of the healthcare system, promoting health and well-being.

Some of Blue Cross BS Brands, Products, and Service Offerings

Blue Cross Blue Shield (BCBS) offers a variety of brands, products, and services to assist with the healthcare needs of patients and families. In Tennessee, BCBS provides a range of insurance options and supplementary services tailored to the state’s residents. Here are some of their offerings:

BlueCross BlueShield of Tennessee: The primary health insurance provider in the state, offering individual, family, and group health plans with extensive coverage networks.
BlueCare Tennessee: Specializes in Medicaid-managed care, providing comprehensive health coverage for eligible individuals and families.
BlueCross Total Health: Offers integrated health management solutions, focusing on preventative care and wellness to promote overall health.
Medicare Advantage Plans: BCBS provides various Medicare Advantage plans designed to enhance coverage for seniors, including benefits including prescription drug coverage and wellness programs.
Dental and Vision Plans: BCBS offers standalone dental and vision insurance plans or add-on options to health insurance coverage for comprehensive care.
Pharmacy Services: BCBS provides access to a broad network of pharmacies and prescription drug coverage options, ensuring affordable and convenient medication access for members.
Telehealth Services: BCBS offers telehealth services, allowing members to access medical consultations and care remotely, promoting convenience and accessibility.

These offerings reflect BCBS’s commitment to providing comprehensive healthcare solutions to patients and families in Tennessee and beyond. To learn more about your BCBS benefits for addiction treatment services in Tennessee, contact us at Freeman Recovery Center so we can help verify your insurance coverage.

What Is the Deductible for BlueCross BlueShield of Tennessee?

The deductible for BlueCross BlueShield of Tennessee varies depending on the insurance plan chosen by the patient or employer. Deductibles range from a few hundred dollars to several thousand dollars annually. Typically, plans with lower monthly premiums tend to have higher deductibles, while plans with higher premiums often have lower deductibles.

To determine the deductible for a particular BlueCross BlueShield of Tennessee plan, individuals should review the plan details provided by their insurance provider. The deductible is the amount that the insured individual must pay out of pocket for covered services before the insurance company contributes towards the cost of healthcare services. Understanding the deductible is important for patients to budget for healthcare expenses and make informed decisions about their insurance coverage and if any exclusions apply. Complete an insurance verification form to better understand your coverage for addiction treatment with us at Freeman Recovery Centerto discuss your BCBS deductible for treatment.

What is the Difference Between BlueCross BlueShield of Tennessee Network S and P?

BlueCross BlueShield of Tennessee’s Network P provides broader access to healthcare providers and facilities than Network S, encompassing more physicians, hospitals, and medical facilities. However, Network S still offers extensive coverage, including nearly all the same physicians and hospitals as Network P.

One notable variation between the two networks pertains to certain hospitals, specifically Parkridge Hospital and Parkridge East, which are not included in Network S. However, it’s important to note that some physicians associated with the Parkridge system may still participate in Network S, providing members access to their services. While Network P may offer slightly broader coverage, both Network S and P ensure access to a broader network of healthcare providers and facilities for BlueCross BlueShield of Tennessee members.

Do Residential Inpatient Drug & Alcohol Rehab Centers Take Blue Cross Blue Shield Insurance in Tennessee? (2)

What Is Health Insurance Coverage by BCBS for Drug & Alcohol Inpatient Addiction Treatment in Tennessee?

Blue Cross Blue Shield (BCBS) typically provides health insurance coverage for drug and alcohol inpatient addiction treatment in Tennessee. Coverage may include services such as detoxification, therapy sessions, medical supervision, and medication management. However, the extent of coverage and out-of-pocket costs vary depending on the BCBS plan and network.

Those seeking drug and alcohol inpatient addiction treatment in Tennessee should review their BCBS insurance policy carefully to understand coverage limits, copayments, deductibles, and any requirements for pre-authorization. It’s advisable to contact BCBS directly or consult the insurance provider’s website for specific information regarding coverage for addiction treatment services, including details about participating treatment facilities and associated costs. Additionally, individuals may consider reaching out to their healthcare provider or the chosen treatment facility for assistance navigating the insurance coverage process and accessing the necessary treatment resources. Contact us at Freeman Drug and Alcohol Addiction Center to learn about our rehab care and treatment options, or call us at (615) 645-3477 to discuss drug and alcohol inpatient or residential addiction treatment at our facility.

Does BCBST Insurance Cover Inpatient Residential Rehab in Middle Tennessee?

Blue Cross Blue Shield of Tennessee (BCBST) insurance covers at least some of the cost for inpatient residential rehab in Middle Tennessee. However, the extent of coverage BCBS offers varies depending on the insurance plan and individual policy. While some plans offer comprehensive coverage for inpatient rehab, others require the policyholder to pay deductibles, copayments, or coinsurance.

Patients considering inpatient residential rehab in Middle Tennessee should review their BCBST insurance policy to understand the coverage levels and any out-of-pocket expenses they may incur. It’s essential to contact BCBST directly or visit their website to access detailed information about coverage for residential rehab services, including participating treatment facilities and associated costs. Additionally, individuals may benefit from consulting with their healthcare provider or the chosen rehab facility to navigate the insurance coverage process and ensure access to the necessary treatment resources.

Does BCBST Insurance Cover Inpatient Mental Health Therapy in Middle Tennessee?

Blue Cross Blue Shield of Tennessee (BCBST) insurance generally covers part of the expenses for inpatient mental health therapy in Middle Tennessee. However, coverage levels fluctuate based on the insurance plan and individual policy details. Some plans provide comprehensive coverage, while others necessitate deductibles, copayments, or coinsurance from the policyholder.

Individuals considering inpatient mental health therapy in Middle Tennessee should review their BCBST insurance policy to understand the coverage levels and any out-of-pocket expenses they may incur. It’s essential to contact BCBST directly or visit their website to access detailed information about coverage for mental health therapy services, including participating treatment facilities and associated costs. Additionally, patients may benefit from consulting with their healthcare provider or the chosen therapy facility to navigate the insurance coverage process and ensure access to the necessary treatment resources. Complete an insurance verification form to better understand your BCBS coverage for inpatient mental health therapy at Freeman Recovery Center, or call (615) 645-3477 to discuss the mental health treatment options we offer.

It’s time to reclaim your life

Contact our team to find out how we can help you

(615) 645-3677

What Types of Inpatient Residential Treatment Does BCBST Cover in Tennessee?

Blue Cross Blue Shield of Tennessee (BCBST) typically covers various types of inpatient residential treatment for substance abuse or mental health disorders. These services often include, but are not limited to, medically supervised detox, therapy sessions, counseling, medication management, and other holistic interventions, ensuring comprehensive care for individuals requiring intensive support.

These may include but are not limited to:

Substance Abuse Treatment: BCBST often provides coverage for inpatient residential treatment programs designed to address substance abuse disorders, including alcoholism, opioid addiction, and other drug dependencies. These programs may offer detoxification services, therapy sessions, counseling, and medical supervision to support individuals through recovery.
Mental Health Treatment: BCBST insurance frequently covers inpatient residential treatment for patients struggling with mental health disorders like anxiety, depression, bipolar disorder, and PTSD. These programs typically offer a therapeutic environment where patients receive comprehensive care, including medication management, psychotherapy, group therapy, and holistic interventions to promote healing and stabilization.
Dual-Diagnosis Treatment: Blue Cross Blue Shield of Tennessee (BCBST) typically covers dual-diagnosis treatment, recognizing the complexity of mental health and addiction and how both disorders can intersect. BCBS understands that patients facing dual diagnoses often require integrated care to address both aspects of their condition, so they often offer comprehensive coverage for dual-diagnosis treatment.

Middle Tennessee Inpatient Residential Alcohol Use Disorder (AUD) Treatment

In Middle Tennessee, inpatient residential alcohol use disorder (AUD) treatment offers intensive care and support for those battling alcohol addiction. These programs provide structured environments for detox, therapy, counseling, medication management, and holistic interventions, addressing the multifaceted aspects of AUD to facilitate recovery.

Blue Cross Blue Shield of Tennessee (BCBST) insurance typically covers inpatient residential alcohol use disorder (AUD) treatment in Middle Tennessee. As part of their commitment to providing comprehensive healthcare coverage, BCBST often offers financial assistance for individuals seeking treatment for alcohol addiction. Coverage may include services such as detoxification, therapy sessions, medical supervision, and medication management.

However, coverage details vary depending on the patient’s insurance plan and policy. It’s essential for individuals considering inpatient residential AUD treatment to review their BCBST insurance policy carefully to understand coverage limits, out-of-pocket expenses, and any requirements for pre-authorization. So if you or a loved one struggles with alcoholism, contact us at Freeman Recovery Center to learn about our AUD treatment programs, or call usto discuss your treatment options for Alcohol Use Disorder.

Middle Tennessee Inpatient Residential Substance Use Disorder (SUD) Treatment in Mid-Tennessee

In Middle Tennessee, inpatient residential substance use disorder (SUD) treatment offers structured programs to address addiction comprehensively. Through detoxification, therapy sessions, counseling, medication management, and holistic approaches, patients receive intensive support targeting the physical, psychological, and emotional facets of substance abuse, guiding them toward recovery.

Blue Cross Blue Shield of Tennessee (BCBST) typically covers inpatient residential substance use disorder (SUD) treatment in Middle Tennessee. As part of its commitment to supporting individuals in overcoming addiction, BCBST often provides financial assistance for individuals seeking inpatient SUD treatment. Coverage may include services such as detoxification, therapy sessions, medical supervision, and medication management. However, coverage specifics vary depending on the patient’s insurance plan and policy. It’s crucial for individuals considering inpatient residential SUD treatment to review their BCBST insurance policy carefully to understand coverage limits, out-of-pocket expenses, and any requirements for pre-authorization.

Middle Tennessee Inpatient Residential Mental Health Therapy in Mid-Tennessee

In Middle Tennessee, inpatient residential mental health therapy offers specialized treatment for individuals with severe mental health challenges. These programs provide structured environments for acute care, intensive therapy, psychiatric care, medication management, and holistic interventions, aiming to address individual needs and promote mental wellness.

Blue Cross Blue Shield of Tennessee (BCBST) typically covers inpatient residential mental health therapy in Middle Tennessee. As part of its commitment to mental health treatment, BCBST often provides financial assistance for individuals seeking inpatient therapy services. Coverage may include services such as therapy sessions, psychiatric care, medication management, and other therapeutic interventions. However, coverage varies depending on the patient’s plan and policy terms. It’s essential for individuals considering inpatient residential mental health therapy to review their BCBST insurance policy carefully to understand coverage limits, out-of-pocket expenses, and any requirements for pre-authorization. To better understand the cost of inpatient mental health care with BCBS insurance at Freeman Alcohol and Drug Addiction Center, complete an online insurance verification form or call usto discuss residential treatment costs.

Middle Tennessee Inpatient Residential Dual Diagnosis Treatment in Mid Tennessee

In Middle Tennessee, inpatient residential dual diagnosis treatment supports patients with substance use disorders and co-occurring mental health conditions. These programs offer holistic care, integrating therapy, medication management, and psychoeducation to simultaneously address both issues in a supportive environment tailored to each individual’s unique needs.

Blue Cross Blue Shield of Tennessee (BCBST) typically covers inpatient residential dual diagnosis treatment in Middle Tennessee. As part of its commitment to comprehensive healthcare coverage, BCBST often provides financial assistance for individuals seeking treatment for co-occurring substance use and mental health disorders. Coverage may include services such as therapy sessions, psychiatric care, medication management, and holistic interventions. However, coverage may vary depending on the member’s insurance plan and policy terms. It’s crucial for individuals considering inpatient residential dual diagnosis treatment to review their BCBST insurance policy carefully to understand coverage limits, out-of-pocket expenses, and any requirements for pre-authorization.

Do Residential Inpatient Drug & Alcohol Rehab Centers Take Blue Cross Blue Shield Insurance in Tennessee? (3)

How Much Does Inpatient Addiction Treatment Cost With BCBST Health Insurance in Tennessee?

What is the cost of inpatient addiction rehab with BCBS insurance? In Tennessee, the cost of treatment with BCBS of Tennessee (BCBST) health insurance varies based on the specific plan, coverage levels, and individual policy details. Typically, BCBST covers a portion of the expenses, but the extent and any out-of-pocket costs hinge on the policy, including deductibles, copayments, or coinsurance.

Individuals considering inpatient addiction treatment with BCBST health insurance should review their policy carefully to understand the coverage limits and any financial responsibilities they may have. It’s advisable to contact BCBST directly or visit their website to access detailed information about coverage for addiction treatment services, including participating treatment facilities and associated costs. Additionally, individuals may benefit from consulting with their healthcare provider or the chosen treatment facility to navigate the insurance coverage process and ensure access to the necessary treatment resources.

How to Check My Blue Cross Insurance Coverage for Residential Drug & Alcohol Rehab Treatment in TN

To verify your Blue Cross insurance coverage for residential drug and alcohol rehab treatment in Tennessee, you can take several steps. Firstly, you can contact Blue Cross Blue Shield of Tennessee (BCBST) using the phone number provided on your insurance card. Their customer service can assist you in understanding your coverage details, including any benefits related to residential treatment.

Additionally, you can contact us at Freeman Recovery Center, a trusted rehab facility in Tennessee, for assistance verifying your insurance coverage. At Freeman Recovery, our staff can help you navigate the insurance process for drug and alcohol addiction treatment, answer questions pertaining to the insurance or the admissions process for rehab, and guide you through the steps needed to access residential drug and alcohol rehab treatment covered by your Blue Cross insurance. Call us at (615) 645-3677 to check your BCBS insurance for rehab and get the addiction treatment care you need today.

How to Get BCBST Health Insurance To Pay For Inpatient Addiction Rehab and Mental Health Treatment

To confirm coverage for inpatient addiction rehab and mental health treatment with BCBS of Tennessee (BCBST), contact them using the customer service number on your insurance card. Discuss your coverage details with a representative to understand benefits, in-network facilities, and the pre-authorization process if needed.

Secondly, once you’ve selected a treatment facility, communicate with the facility and your BCBST representative to coordinate coverage. Provide the treatment facility with your insurance information, and they can assist you in verifying coverage and obtaining any necessary pre-authorizations. Be sure to ask about potential out-of-pocket costs, such as deductibles, copayments, or coinsurance, and inquire about available financial assistance options. By collaborating with your insurance provider and the treatment facility, you can ensure that BCBST health insurance effectively covers your inpatient addiction rehab and mental health treatment. Complete an insurance verification form to understand your coverage with us at Freeman Recovery Center.

How Many Times Will BCBST Health Insurance Pay For Inpatient Addiction and Mental Health Therapy?

Blue Cross Blue Shield of Tennessee (BCBST) typically covers inpatient addiction and mental health therapy based on the individual’s insurance plan, policy details, and medical necessity. Coverage is typically provided more than once, as long as treatment is deemed medically necessary, determined by the individual’s clinical condition, treatment progress, and healthcare provider recommendations.

In general, BCBST does not set a specific limit on the number of times it will pay for inpatient addiction and mental health therapy. Instead, coverage is based on the individual’s ongoing need for treatment and healthcare professionals’ determination of medical necessity. As long as the treatment remains medically necessary and aligns with the insurance plan’s terms, BCBST will likely continue providing coverage for inpatient therapy sessions. However, patients need to review their policy and consult with their addiction treatment provider to better understand their coverage and any limitations that may apply. Contact us at Freeman Alcohol and Drug Addiction Center to learn about our treatment options and insurance coverage information.

Inpatient Substance Addiction and Mental Health Treatment Statistics in Middle Tennessee

According to statistics from the Tennessee Department of Mental Health and Substance Abuse Services in 2022, opioid addiction treatment involved 10,080 patients, while alcohol addiction treatment encompassed 6,966 individuals. Additionally, treatment for marijuana addiction was provided to 7,328 patients within the same period.
Data from the National Center for Drug Abuse Statistics (NCDAS) reveals an average of 2,089 overdose deaths annually. Over the past three years, Tennessee experienced a concerning trend, with overdose deaths rising at an annual rate of 8.49%. This increase surpasses the national average overdose death rate by 50.72%. Furthermore, Tennessee accounts for 2.97% of nationwide overdose deaths, highlighting the significant impact of substance misuse within the state.
According to data from the Tennessee Department of Health in 2022, overdose deaths in the state showed a notable gender disparity. Among the recorded fatalities, men accounted for a higher number, with 2,612 deaths attributed to overdoses. In contrast, women represented a significantly lower figure, with only 1,214 overdose deaths reported during the same period.
The statistics from the Tennessee Department of Mental Health and Substance Abuse Services underscore the critical need for comprehensive addiction treatment services within the state. With opioid addiction treatment engaging over 10,000 patients, and significant numbers seeking help for alcohol and marijuana addiction, it’s evident that substance misuse poses a substantial challenge. The concerning trend of rising overdose deaths, surpassing the national average, demands urgent attention and concerted efforts to mitigate the crisis.